Top US Bank Credit Cards
Explore a selection of credit cards offered by US Bank, including options with rewards programs and benefits tailored to your financial needs.
U.S. Bank Smartly™ Visa Signature® Card
Earn unlimited 2% cash back on every purchase. [1](https://www.usbank.com/credit-cards.html#footnote_region_dd54)
Annual Fee: [$0]
U.S. Bank SHIELD™ Visa Card
Enjoy a low intro APR for 21 billing cycles, and earn cash back rewards on prepaid air, hotel and car reservations booked through your card’s Travel Center. [5](https://www.usbank.com/credit-cards.html#footnote_region_8dfe)
Annual Fee: [$0]
U.S. Bank SPLIT™ World Mastercard®
Pay later – on every purchase. New card [](https://www.usbank.com/credit-cards/split-card-world-mastercard-credit-card)
No fees, no interest on all purchases for 3 months All purchases are automatically divided into 3 payments and placed into a payment Plan to be paid back over 3 months with no [Plan Fee] [7](https://www.usbank.com/credit-cards.html#footnote_region_8217),[8](https://www.usbank.com/credit-cards.html#footnote_region_da9) Choose to extend Plans to 6 or 12 months You can extend payment plans to 6 or 12 months with equal monthly payments and no interest, for just a small, fixed monthly [Plan Fee] [7](https://www.usbank.com/credit-cards.html#footnote_region_618f),[8](https://www.usbank.com/credit-cards.html#footnote_region_a54)
Maximize your cash back on every purchase
U.S. Bank CASH+® Visa Signature® Card
Earn a bonus that has increased from $200 to $250 cash back, plus up to 5% cash back in two categories you choose each quarter (1% on other purchases). [9](https://www.usbank.com/credit-cards.html#footnote_region_7ae8)
Annual Fee: [$0]
U.S. Bank ALTITUDE® GO VISA SIGNATURE® CARD
Earn 20,000 bonus points with this card. [13](https://www.usbank.com/credit-cards.html#footnote_region_768)
U.S. Bank ALTITUDE® CONNECT VISA SIGNATURE® CARD
Earn 20,000 bonus points with this card. [17](https://www.usbank.com/credit-cards.html#footnote_region_6de7)
Pros and Cons
- Unlimited cash back rewards on everyday purchases.
- Low intro APR for introductory billing periods.
- Travel Center benefits, such as point earning opportunities for airfare, hotel reservations, and car rentals.
Frequently Asked Questions
**What are the eligibility requirements for these credit cards? **
Eligibility varies for each card. However, most offer general criteria like a minimum age of 18 years old, legal US residency, and a valid social security number (SSN) or individual taxpayer identification number (ITIN).
**How do I apply for one of these cards? **
Visit the U.S. Bank website or a local branch to apply. You’ll need to provide personal information and financial details, and you may be asked about your credit history during the application process.
**What types of rewards are available? **
Rewards vary by card but often include cash back, travel benefits, or points that can be redeemed for merchandise or airline tickets. Check the specific card’s terms and conditions to understand the program.
